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Why a title search is a must when buying a home

On Behalf of | Jul 23, 2021 | Residential Real Estate

Purchasing a home is one of the biggest investments numerous Massachusetts residents will make in their lifetime. In other words, it is a big deal and not something to rush into without doing one’s due diligence. Running a title search is part of that due diligence. It is a must to make sure there are no issues with the property title that could come back to hurt a buyer down the line.

Who conducts a title search and why?

A title search is not something homebuyers have to do on their own. It is typically done during the closing process by an attorney or title company. The individual responsible for conducting the title search will look through public records to confirm property ownership.

Why is a title search done?

It requires completion to ensure the title is clear — meaning there are no liens or claims on the property. If the title is not clean, the sale cannot go through until the defect is cured. Some issues are minor and easily fixed, others can be addressed with the seller and resolved relatively quickly, and some are so messy that buyers choose to back out of the sale completely.

Protect yourself

Conducting a title search is not necessarily difficult, but if one is not careful things can be overlooked, or missed documentation errors can make everything with the title look clear when, in fact, it is not. Having legal counsel on one’s side who understands how detailed a process this is and who is willing to dig deep to ensure a title is clear is a must. An experienced real estate law attorney can assist Massachusetts with their title searches to ensure titles to the homes they are looking to purchase are defect-free.